Printable Grocery Store Coupons

couponSo reading all these articles on extreme couponing has gotten me excited to save money using coupons.  As a little girl, I remember my mom clipping coupons from the Sunday paper and how she got awesome deals.  With the combination of sales with double coupons, she would get items for close to free.  I have to admit that I’m not quite at that dedicated of a stage yet so I don’t have a subscription to the Sunday paper.  But nowadays in this modern day and age, there’s almost no need for that.  A lot of stores have their own website now where you can print out the coupons you need.  I’ve compiled that list of printable store coupons websites below for ease of use.  Some of these stores allow you to save your coupons onto your store rewards card or mobile app so you don’t even need to print out the coupons. Continue reading →

Buy 2 Boxes of Pampers or Huggies Diapers and get a $15 Target Gift Card

huggiesTarget.com offers a $15 Target Gift Card with the purchase of 2 Boxes of Pampers or Huggies Diapers (Various Sizes & Counts). Add two to cart for $49.98. Choose store pickup to save on shipping. Free shipping for Target Red Card holder or on $50+ order.

1. Add 2 Pampers or Huggies Super Packs to cart for $24.99 each. Mix and Match will work.
2. A Free $15 Gift Card will automatically be added at checkout.
3. Free shipping on orders $50+ or with REDcard.
4. Another 5% off for REDcard

Deal expires 05/03/14 Continue reading →

What’s the Best Diaper Pail?

diaperWhile a diaper pail is not an absolute necessity, we realized that we were not the type of people that emptied our trash out every day.  So for my husband who has a very sensitive nose, the purchase of a diaper pail seemed like a worthwhile investment.  When we set out to research the different brands we found that our number one concern was odor control.  After that was ease of use and cost of replacement bags.  Here are our top 3 picks.

# 1 – Munchkin Arm & Hammer Diaper Pail

PROS

  • Easy to empty and replace bags, no need for cutting and tying bags like the Genie Elite
  • Best odor control due to system that twists and seals the bag as the lid closes and dispenses a small amount of baking soda every time it’s closed
  • Comes pre-assembled
  • Easy, one handed use

CONS

  • Can be difficult to squish diaper through the twisting mechanism
  • Is shorter than the Diaper Genie so those who are tall might have to bend over to use
  • Refills are expensive.  A 30 bag refill (each bag holds about 25 diapers) costs $19.99.  It’s possible to use with regular trashbags but odor control is not as good when not using the refill bags

Continue reading →

Join Similac Strongmoms and get $329 in Freebies

similac-strongmomsSign up with Similac StrongMoms and you’ll receive a free welcome kit packed with up to $329.00 in great freebies & coupons including a free Similac Messenger Bag, free Formula, a free Similac Nourishing and Nursing Kit and much more!

Join Similac® StrongMoms®

Get your FREE gift.

  • Nutritional guidance for a healthy pregnancy
  • Weekly emails with tips and tools for pregnancy at every stage
  • Tips to get ready for child birth and breastfeeding
  • Free Shutterfly Pregnancy Journal photo book*, a $35 value
  • Up to $329 in membership rewards and partner offers. Also, free infant formula and coupons delivered to your door
  • Monthly emails about baby’s growth and development
  • Live nutritional support from our FeedingExpert team at 800-986-8800

Joint Versus Separate Bank Accounts

checkbook07They say that one of the biggest things that couples fight about is money so even before we got married, we talked about how we would handle our finances.  We could either have one joint account, two separate accounts, or a combination of both joint and separate accounts.  We ended up agreeing on the third option.  We felt that this was the most fair way.  It allowed us to put a set amount into our joint account that would go towards all shared expenses like mortgage, utilities, groceries, etc. while also allowing us to have our separate accounts for discretionary spending.

The first part was agreeing how much to put into the joint account.  First you have to decide if you will both be putting the same amount of money or the same percentage into the joint account.  A lot of this will depend on how much each of you make.  Of course if you both make around the same amount of money then putting in the same set amount for each person makes sense.  But what if one person makes a lot more money than the other?  In that case, putting in the same percentage could make more sense.  In a way you are contributing an equal percentage but the person that makes more will be putting in more money as well.  And at the same time, the person who makes more also has more money in their separate account to spend as they wish too. Continue reading →

20% Off One Single Item from Buy Buy Baby

buy buy babyMobile Offer

First time subscribers get a 20% off one single item mobile offer for in-store or online use on a future purchase.

Text OFFER to 42229.

Messaging and data rates may apply.  Mobile internet access required. Up to 5 msg/month.  Text STOP to 42229 to cancel anytime.

Email Offer

First time email subscribers get a 20% off one single item email offer for in-store use.

Sign up in-store or at buybuybaby.com/preference.asp

Saving Money for Your Kid’s College Education

saving-money-for-collegeWhen I was growing up, going to college was never an option.  Being asian, my parents took it for granted that I would attend college someday.  That’s the same attitude I’ll have with my kids too.  Costs for college tuition seem to be going up exponentially so it’s only prudent to start saving for their college fund as soon as you can.  That’s why we’ve decided to start a 529 plan for our daughter as soon as she is born.  I was surprised to find out that tuition and fees for UCLA (where we both went to school) is currently at $14,662.  That means that factoring in for inflation, they project that when she turns 18, the cost of 4 years of college will be $172,715!  And that doesn’t even include room and board.  Most plans have an automatic deposit plan that makes saving easy.

What is a 529 plan?

A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. It is named after Section 529 of the Internal Revenue Code which created these types of savings plans in 1996.

There are two types of 529 plans, prepaid plans and savings plans. Continue reading →